Update: LendingClub talks about this issue in this press release (dated 4/20/2013) It’s a pretty well agreed upon fact that Lending Club‘s popularity has increased in recent months.  While it’s a great thing that Lending Club‘s loan origination rate remains high, an important realization to make is that the average loan In-Funding time has fallen [...]

** This feature is now discontinued due to LendingClub providing this data for free at the current time** Usually, when one wants to run statistical analysis on Lending Club historic loan data, one uses LoanStats.csv. The problem with LoanStats.csv is that it only includes a limited portion of the information that is available to investors [...]

Below is a table showing the updated P2P Analytics performance statistics. The first table compares the performance of the Average Lending Club investor to the Average P2P Analytics investor, assuming they only invested between P2P Analytics inception (August 2012) until the end of 2012. The second table compares the performance assuming they only invested between [...]

Over the past week, there has been a large surge in the availability of A,B,C and even D grade notes on Lending Club. Although E,F and G grade notes have also seen increased note availability, the surge in these grades has been more muted than in the other grades. See the charts below for more [...]

Thanks to everyone for a great start in 2012. P2P Analytics has been growing gradually and consistently in terms of subscribers and services provided. Here’s a list of some of the features that were added in 2012:  Folio Fn suggestions based on the selection algorithm and other filters. Basic, Real time, Lending Club note funding [...]

After keeping track of note availability for the past few weeks, one main trend has emerged: A grade notes on Lending Club are becoming very plentiful while lower grade notes are starting to become a little supply constricted. I’ll let the following two charts speak for themselves. A grade note funding availability (22 day chart) [...]

Over the next few weeks, further automation will be applied to all algorithms and functions of P2P Analytics. The goal is to provide more frequent updates and to start working towards custom solutions options. A quick note regarding P2P Analytics performance to date in terms of selecting Lending Club notes: P2P Analytics Performance to date [...]

Every Tuesday, FolioFN suggestions based on the selection algorithm will be made public. Please see the new section at the top of this page marked “FolioFN” for details.

Here are some of  the things that are happening behind the scenes currently at P2P Analytics: 1. The weekly release computations are in the process of being fully automated. Eventually this will mean more releases per week and more features/statistics per release. 2. The FolioFN releases are still being refined. This week an HTML format [...]

This week marks the very first week that Lending Club Folio FN loan recommendations have been made on P2P Analytics. The methodology behind selecting notes on the FolioFN platform currently is as follows: First, loans on the FolioFN platform are eliminated using the following criteria: 1. All notes that are fully paid, in default, late [...]